296 Premium Towers • Cnr Van Der Walt &

Pretorius Street • Room 114 • Pretoria


SOLUTIONSDebts Solutions

1. What is ADR?

Alternative Dispute Resolution (ADR) is a procedure for settling dispute without litigation, such as arbitration, mediation or negotiation.

2. What is Debt Mediation?

Debt mediation is a process that is intended to help consumer who are experiencing cash flow problem. Alternative arrangement affordable to the the consumer and acceptable to the creditor is made on the consumer’s behalf.

Benefits of debt Mediation?

  • You will be protected from being blacklisted.
  • You will be provided with affordable and realistic monthly instalments while resolving your financial problems.
  • Improved financial position
  • And we negotiate without involving litigation.

3. What is debt counselling?

Debt counselling is a formal legal process which provides for a consumer to be declared over – indebted and for the debt counsellor to negotiate a restructured payment plan and obtain a court order confirming the new repayment plan.

Benefit of debt counselling?

The real benefit of debt review is that it can protect your assets from being repossessed by the credit provider example mortgage such as car and housing.

Can consumer able to prepare his/her repayment plan?

No, it is not advisable because the model used to prepare a repayment, is based on a set of pre agreed rules. Application rules it is a computer programmed require preparation and table such as

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